With overseas economies in recession and our own economy also showing signs of slowing down, Australian retirees are nervous and with good reason. Many retirees’ incomes have been reduced by the global financial crisis. This crisis has raised so many questions for retirees.

• With the continuous fall in interest rates, is cash my best investment option?
• Does my drop in income entitle me to Centrelink and pension benefits?
• Which investments offer me capital protection?

That’s why it’s important to revisit your existing plan and make sure you’re maximising your retirement savings. This can help give you peace of mind as well as take advantage of potential Government benefits available to retirees.