The Company
Why choose Advice Cyborg?
10 years ago, our team set out to find a way to bring advice to the everyday Australian in a efficient way to reduce costs and reduce the conflicts found in the traditional financial planning landscape. We have used 10 years of data from our traditional financial planning practice to develop the algorithms within Advice cyborg, and still to this day we are modifying them to suit the never-ending changes life, regulations and the world bring.
Why go for a self-licensed practice?
We own and operate our own Australian Financial Services License and can freely decide on the advice and strategies that are right for you.
We are not owned or controlled by a bank, superannuation funder insurance company.
Is my data secure?
You can be assured that your data is 100% safe with Advice Cyborg. We do not sell, distribute or share your data with any third-party.
How do I invest with Advice Cyborg?
It’s very simple – signing up only takes 5 minutes! If you are interested in our services, we will give you a questionnaire to understand more about you. We need to know things such as your current position, future goals and your risk tolerance – all of which will help us give you the right advice!
Where are my investment held?
All investments are held in your name directly with the product provider.
Is my money safe?
All money is investment according to your risk profiler which helps us put together a portfolio to match where you are comfortable to invest . All investments are held in your name directly with the product provider. All investments are held in your name directly with the product provider.
Advice cyborg holds professional indemnity insurance and are recognized members of government-approved ACFA dispute service
Who regulates or oversees Advice Cyborg?
Advice cyborg hold its own Australian financial service license AFSL and is audited financially and for compliances . It is regulated by ASIC
How do you charge?
We have an affordable pricing ethos, that’s why we were created to make financial planning more affordable to the everyday Aussie
How do I invest with Advice Cyborg?
Diversification for all market conditions
With our algorithm and experience, we have built diversified investments across geographies, sectors and industries. This is what reduces the impact of market downturns while allowing you to capture gains when markets are up
How do you make an investment portfolio fits perfectly for me?
Using our simple investing questionnaire, Advice cyborg puts together a blend of investments based on your goals, timeline and tolerance for risk.
New to investing? You’ve come to the right place.
Regardless of your investing experience or objectives, we have educational videos, blogs and other resources to help you achieve your goals and start saving toward them
Our Proven investment philosophy
Based on our decades of experience in the markets, the best approach is to start as soon as possible, put your money in a portfolio designed to capture gains and manage risks—and then sit back.
How do I future-proof my retirement?
We would recommend using our budgeting tool to give you some indication on ensuring you will have enough money for the day you retire. However, planning for your retirement is a complex process. Planning for retirement entails many non-monetary based decisions.
Answering the following questions would be a good place to start:
1. What type of lifestyle do I want to live in retirement?
2. How much will this lifestyle cost per year?
3. How much do I currently have in my superannuation fund, and how much am I likely to have by retirement age?
4. Do I have more than one superannuation fund and should I consolidate them?
5. Is it worth putting more into superannuation now, but still staying under the reasonable threshold?
6. Will I have any large debts outstanding? (i.e. mortgage, car etc.)
7. Will I be helping pay off someone else’s expenses? (i.e. daughter going through University etc.)
8. Do I want to go on holiday periodically?
9. What other income sources will I have and how much will I earn from them? (ie investment property, owner of a business, shares etc.)
Although it is possible to plan your retirement by yourself, we don’t recommend it. We suggest speaking to an adviser when it comes to something as important and complex as your retirement. An adviser will give you the clarity and peace of mind you need when making these critical life decisions.
The Markets
Diversification for all market conditions
With our algorithm and experience, we have built diversified investments across geographies, sectors and industries. This is what reduces the impact of market downturns while allowing you to capture gains when markets are up
How do you make my super or investment portfolio that fits perfectly for me?
Using our simple investing questionnaire, Advice cyborg puts together a blend of investments based on your goals, timeline and tolerance for risk.
New to investing? You’ve come to the right place.
Regardless of your investing experience or objectives, we have educational videos, blogs and other resources to help you achieve your goals and start saving toward them
Our Proven investment philosophy
Based on our decades of experience in the markets, the best approach is to start as soon as possible, put your money in a portfolio designed to capture gains and manage risks—and then sit back.
How do I future-proof my retirement?
We would recommend using our budgeting tool to give you some indication on ensuring you will have enough money for the day you retire. However, planning for your retirement is a complex process. Planning for retirement entails many non-monetary based decisions.
Answering the following questions would be a good place to start:
1. What type of lifestyle do I want to live in retirement?
2. How much will this lifestyle cost per year?
3. How much do I currently have in my superannuation fund, and how much am I likely to have by retirement age?
4. Do I have more than one superannuation fund and should I consolidate them?
5. Is it worth putting more into superannuation now, but still staying under the reasonable threshold?
6. Will I have any large debts outstanding? (i.e. mortgage, car etc.)
7. Will I be helping pay off someone else’s expenses? (i.e. daughter going through University etc.)
8. Do I want to go on holiday periodically?
9. What other income sources will I have and how much will I earn from them? (ie investment property, owner of a business, shares etc.)
Although it is possible to plan your retirement by yourself, we don’t recommend it. We suggest speaking to an adviser when it comes to something as important and complex as your retirement. An adviser will give you the clarity and peace of mind you need when making these critical life decisions.
First Time User
New to investing? You’ve come to the right place.
Regardless of your investing experience or objectives, we have educational videos, blogs and other resources to help you achieve your goals and start saving toward them
Our Proven investment philosophy
Based on our decades of experience in the markets, the best approach is to start as soon as possible, put your money in a portfolio designed to capture gains and manage risks—and then sit back.
How do I future-proof my retirement?
We would recommend using our budgeting tool to give you some indication on ensuring you will have enough money for the day you retire. However, planning for your retirement is a complex process. Planning for retirement entails many non-monetary based decisions.
Answering the following questions would be a good place to start:
1. What type of lifestyle do I want to live in retirement?
2. How much will this lifestyle cost per year?
3. How much do I currently have in my superannuation fund, and how much am I likely to have by retirement age?
4. Do I have more than one superannuation fund and should I consolidate them?
5. Is it worth putting more into superannuation now, but still staying under the reasonable threshold?
6. Will I have any large debts outstanding? (i.e. mortgage, car etc.)
7. Will I be helping pay off someone else’s expenses? (i.e. daughter going through University etc.)
8. Do I want to go on holiday periodically?
9. What other income sources will I have and how much will I earn from them? (ie investment property, owner of a business, shares etc.)
Although it is possible to plan your retirement by yourself, we don’t recommend it. We suggest speaking to an adviser when it comes to something as important and complex as your retirement. An adviser will give you the clarity and peace of mind you need when making these critical life decisions.
Retirement
How do I future-proof my retirement?
We would recommend using our budgeting tool to give you some indication on ensuring you will have enough money for the day you retire. However, planning for your retirement is a complex process. Planning for retirement entails many non-monetary based decisions.
Answering the following questions would be a good place to start:
1. What type of lifestyle do I want to live in retirement?
2. How much will this lifestyle cost per year?
3. How much do I currently have in my superannuation fund, and how much am I likely to have by retirement age?
4. Do I have more than one superannuation fund and should I consolidate them?
5. Is it worth putting more into superannuation now, but still staying under the reasonable threshold?
6. Will I have any large debts outstanding? (i.e. mortgage, car etc.)
7. Will I be helping pay off someone else’s expenses? (i.e. daughter going through University etc.)
8. Do I want to go on holiday periodically?
9. What other income sources will I have and how much will I earn from them? (ie investment property, owner of a business, shares etc.)
Although it is possible to plan your retirement by yourself, we don’t recommend it. We suggest speaking to an adviser when it comes to something as important and complex as your retirement. An adviser will give you the clarity and peace of mind you need when making these critical life decisions.